Yeah, sounds like its the same. Do debit cards also have a pin (so you can’t get money put of people once you have stolen it or they put it in your terminal once?)

Well girocards will give the shop the permission to make a one time withdrawal of the amount displayed on the screen, if that money is in your account. If the money isn’t in your account, the payment will not go through. Also if the shop wants to make a second withdrawal, you need to insert your card again and enter your (secret) pin again, they can’t choose what’s charged an when (only before you insert your card an pin, and only THIS transaction will be authorized).

Its a pretty secure system, as (as long as the card terminal isn’t hacked) you can’t spend more than you have, you don’t need to trust shops to only withdraw the agreed amount, and they can’t charge you a second time. Also the spending shows up on your account balance normally within 1 or 2 days.

From what I understand credit cards just let anyone make withdrawals of any amount, as soon as you know the numbers written on the card. So not only you need to trust the shop to withdraw only the correct amount, you need to keep track over you spendings really good, because they could just charge you an arbitrary amount of money on an arbitrary company name months after you gave them your details. Also from what I understand (normal) credit cards just will always work, and if you pay more than you have you just automatically accept a credit contract you need to pay back to your bank. Also (years ago, don’t know if still true) payments get charged to your bank account on bulk at the end of the month, which makes security and not spending to much even harder.

Yeah, this sounds reasonaboe, guess I habe to check if my Bank offers something like that. Credit cards are quite uncommon where I live, most people just use normal girocards for paying in shops and stuff (or physical money)

Yeah, maybe a good idea to look into stuff like this. Do you know privacy friendly ones (who don’t sell or record your purchase history)?

All data sucking big corporate leeches. I wish giropay would take off more

Same, cant use half of online services because I can’t have PayPal (and don’t want a credit card for security concerns)

In Debian KDE KDEConnect works well. Dont know about suse but can imagine it works there too

EDIT: grammar

Yeah, this vote was a disaster… I didn’t vote for them but its really hard to see them go

Good question. Tried to find it but couldn’t. Think I saw a post linking to an article somewhere here on Lemmy, but can’t find it anymore. So take it with a grain of salt

Plus: its google/us hardware. They could always hide something in lower level software like drivers or bios.

(Cant find the arricle i was thinking of, maybe false): It was recently discovered that snapdragons pinged their home server when turning on, which was not noticeable in android as it was on a deeper software level

If you want to be sure you cant be tracked, monitored, spyed on, and calls can’t be intersepted:

Don’t ever connect it to WiFi and don’t insert a sim card.

Graphene or not, your ISP can still share your position or other meta data with government and stuff (in the us they can also be forced to not tell you) - in some countries they legally sell to third party’s, in some probably illegaly

Calls are normally not encrypted so the os doesn’t matter as much if its the government who can force your ISP or if someone is skilled enough for a Man in the middle attack.

Android is a highly complex system, it will never be 100% safe.

If you just want to decrease spying by companies and less powerful people:

Use neo store or fdroid (no google play or aurora) as all apps there are Foss

Don’t install gapps or any other google services/packages

Use shelter for less trusted apps

Use netguard to block apps from accessing the internet

Physically block your cameras

If you want to be absolutely sure no one is recording audio: destroy mics with a needle and connect headset only when you need it

To only use communication apps which are encrypted and you hold the keys should be not needed to be said: matrix, signal, element, xmpp are good, (telegram (normal chats), Facebook, WhatsApp etc is a no go)

Yes the wording of this post is needlessly demanding, but people here blaming the disabled for a world that disables them need to think about their life choices.

You don’t tell a guy in a wheelchair to “just get legs” when he stands before a stair without ramp, you tell the guy who build the stairs to build a ramp.

Equally you don’t tell someone with impaired vision to “just host their own instance” you tell the guy who implemented the captcha to include an audio captcha.

Sure it should be done niceley and understanding from both sites, sure both should work on the solution, sure sometimes it isn’t possible to include everyone. But if someone would be to blame, its the ones excluding, not the ones excluded.

God, people show some solidarity for once.

What is GNU hurd