• RememberTheApollo_@lemmy.world
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    5 months ago

    $233,000 is not retirement money.

    That’s just over $6k/year in interest at a modest 5%.

    Or at his age he can take an extra ~$20k+/yr for a while of straight cash. Might be the better choice.

    • idiomaddict@feddit.de
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      5 months ago

      I mean, he’s 90. So he can safely take $15k/year in addition to his social security (if he lives past 105, he’ll at least be eligible for a care home). That gets him to the $2,500/month point he needs, but he’s completely vulnerable to inflation.