Cruises and golf? What a shallow, sad view of retirement. My uncle goes to Florida in the winter and fishes off of various docks and camps, and spends time with his grandkids, and ducks around with gadgets the rest of the year.
When I worked at a bank I went to a work-sponsored golf outing and it was both way more fun and required way more physical effort than I was anticipating. I’m not going to go out of my way to go golfing again but I certainly won’t turn down an invite if I’m ever invited golfing again
Why I should never retire: because I’ll starve on the street. Unfortunately I’m getting old enough that no one is going to want to employ me. So I guess I’ll starve on the street and serve as an incentive to others to work harder for the man.
You’re ahead of your time. The trend of most of our futures right here.
I think its good to keep working, but only doing the things that you actually enjoy or have value outside of a paycheck. When I “retired” I found it kind of hollow and it was not all it was supposed to be.
I think that’s called having a hobby
One of the reasons I decided to leave the US. Yes, the Economist is British but the US has the same problem. I realized chances are I will never save enough for retirement, my 401k planner even says so. So I am moving back to the country that allowed my father to retire in his 50s. 10 years ago when I started working in the US I didn’t expect this outcome, and the longer I stay here the longer it will take me to improve my conditions.
Where’d you go? Can my family come too?
Sorry. It isn’t a country that anyone can just move to. It has many serious flaws and is not pleasant for people from different backgrounds. But it did allow my father to retire in his 50s and my uncles to retire in their 60s. But if you are willing to play along, and keep your thoughts to yourself, you do get a lot for free from education to healthcare and it is affordable to live in, and foreigners do manage to save here. Oh no income tax either.
If you are curious https://youtu.be/r3bgQMVsCH0