I disagree. You are NOT poor just because you end up without money at the months end.

My brother is an perfect example. He earns A TON of cash every month. Nearly as much as I, my fiance, my Dad and Mum combined.

And still he lives from payday to payday without any reserves. Because he can not handle money.

He eats in restaurants at least ten times a week. At least twice in highest luxury restaurants. He has leased four different cars in three years, none less than €2000 per month. Lifes in an absurdetly huge penthouse. Buys his girl friend so much bullshit she gave me a €5.000 collier because she ran out of space and I drove her home after parties a couple of times. But still he asked Pa and me several times for fuel money at the end of the month.

See, if he would live like I do he could live two years from one months earnings.

So you think I am poor I guess?

Nope. I own a huge plot of land. I am going to build my own house and I am talking about a nice big house made from stone at the gates of Munich where land is expensive and houses are even more expensive. I have paid generous amounts of pension insurance. If I would stop working in five years when I am 35 I would be a made girl and could live from my savings although on a low level.