As the titled mentioned, is there anything that we should do to avoid undesirable life consequences?
Always have backups
For your spouse and children
The later you start doing drugs the better.
Not sure about that one, the friends that started way late got on a rampage and crashed hard. Not being used to the highs might just make you not want to come back down.
The question was about irreversible consequences, not the best way to get into drug use. The later you start, the more stable you brain is - the less consequential it will be for your development. Not hating on drugs by the way, drugs are awesome. But they do mess with your brain.
3-2-1
3 copies of data
2 different storage medium
1 set of data at an off-site location
Try to keep your cool in messy situations, that way you can easier think about how to get the least worst or even a good outcome. But it can be hard, maybe something like tapping on your arm can help to distract and clear the mind
I know that this does not answer your question, but i really cant think of something that was not already told