Get an account at a bank that charges interest for negative balances instead of fees. It’s the European banking model. Plenty of smaller US banks do this. Also, STOP BUYING STUFF WITH A DEBIT CARD!!!
Debit card > credit card. You want to know how much money you have when you spend it and not realize later, that you didn’t have the money so now you are indebted to the CC company.
Get an account at a bank that charges interest for negative balances instead of fees. It’s the European banking model. Plenty of smaller US banks do this. Also, STOP BUYING STUFF WITH A DEBIT CARD!!!
Debit card > credit card. You want to know how much money you have when you spend it and not realize later, that you didn’t have the money so now you are indebted to the CC company.